Sunday, February 5, 2012

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THE authorities have fallen silent lately about a possible settlement over foreclosure abuses at big mortgage servicing companies.
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The talks began in earnest last March, and people keep whispering that a deal is nigh. But last week, a spokesman for Shaun Donovan, the secretary of Housing and Urban Development and a lead negotiator, said that there was nothing new to report.

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It might not be the right method for everyone seeking a home loan — it requires both a good credit score (798) and some singing and guitar-playing skills — but it worked for one Georgia couple.

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